1. Acceptance of Terms
By accessing and using 360tools.me (the "Service", "Website", or "Platform"), you agree to be legally bound by these Terms and Conditions. If you disagree with any portion of these terms, please discontinue use of the Website immediately.
2. Financial, Legal & Tax Advice Disclaimer
IMPORTANT REGULATORY NOTICE
The calculation engines on 360tools.me (including Section 8 subsidy estimations, UK Stamp Duty Land Tax liability, IRC § 1031 like-kind deadlines, short-term rental fee splits, and EU VAT destination rates) are provided strictly for general informational and preliminary estimation purposes only.
360tools.me does NOT provide licensed accounting, certified financial planning (CFP), legal representation, or formal tax advice. Local public housing authorities (PHAs), HM Revenue & Customs (HMRC), the Internal Revenue Service (IRS), and national tax authorities have final discretionary jurisdiction over all official calculations. Always verify calculations with a qualified Certified Public Accountant (CPA), Chartered Tax Adviser (CTA), or real estate attorney prior to signing binding leases, property deeds, or tax filings.
3. Accuracy of Calculations & "As Is" Warranty
While we make every reasonable effort to ensure our algorithms adhere to the latest 2026 statutory guidelines (such as HUD Fair Market Rent datasets, HMRC SDLT tiers, and EU VAT Directive rates), 360tools.me makes no warranties, expressed or implied, regarding the accuracy, completeness, timeliness, or fitness for a particular purpose of any output. The Service is provided strictly on an "as is" and "as available" basis.
4. Limitation of Liability
Under no circumstances shall 360tools.me, its creators, operators, or contributors be held liable for any direct, indirect, incidental, consequential, punitive, or special damages (including, without limitation, loss of profits, unexpected tax liabilities, missed 1031 exchange closing deadlines, SDLT penalty charges, or rejected Section 8 lease applications) resulting from your reliance on the tools or data on this website.
5. Intellectual Property & Permitted Use
The proprietary layout, design, interactive user interfaces, code architecture, and branding of 360tools.me are protected by intellectual property laws. You are granted a personal, non-exclusive, non-transferable license to use the calculators for personal and business estimation needs. You may not scrape, mirror, or repackage the code for commercial resale without prior written authorization.
6. Modifications to Terms
We reserve the right to revise or update these Terms and Conditions at any time to reflect legislative updates or new platform features. Continued use of 360tools.me following published revisions constitutes acceptance of the revised terms.